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Indemnity Plans & Fixed Annuities

What are Indemnity Plans?

Indemnity Plans are a type of health insurance that offers flexibility and freedom in choosing healthcare providers. Unlike traditional health insurance, Indemnity Plans allow you to visit any doctor or hospital without network restrictions.

Key Features:

Freedom to choose any healthcare provider.

Coverage for a wide range of medical services.

Reimbursement based on the actual cost of services received.

Ideal for individuals seeking greater control over their healthcare.

What are Fixed Annuities?

Fixed Annuities are insurance contracts designed to provide a guaranteed, reliable stream of income over a specific period, making them a popular choice for retirement planning. They offer features such as guaranteed fixed interest rates, tax-deferred growth, and flexible payout options, including lifetime income. 

With protection against market volatility, Fixed Annuities ensure consistent, predictable income without the worry of fluctuations, providing financial security and peace of mind during retirement.

Benefits of Indemnity Plans & Fixed Annuities 

Indemnity Plans and Fixed Annuities offer unique benefits for individuals seeking both flexible healthcare coverage and reliable financial stability. 

Indemnity Plans:

Flexibility: No network restrictions—visit any doctor or hospital.

Comprehensive Coverage: Provides reimbursement for a broad range of medical services.

Direct Reimbursement: Pay upfront and receive reimbursement based on actual service costs.

Fixed Annuities:

Guaranteed Income: Steady, reliable payments for a set period or lifetime.

Tax Benefits: Tax-deferred growth until withdrawals begin.

Market Protection: Shielded from fluctuations and downturns

Choosing the right Indemnity Plan or Fixed Annuity can offer peace of mind, whether you’re looking for flexible healthcare options or predictable, stable retirement income.

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Chris did an amazing job assisting me with my Medicare plans! He was super precise, quick, and so helpful. I really appreciated his support!
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Tina D.

The Sanson insurance company has been my broker for approximately 3-4 years and I have excellent service from them. They have always kept my medical insurance current and they will come to your home if need to. Whenever I contact them, they are available to communicate right away.
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Sun Elias

Sanson Insurance is top of the shelf in what they do. Our past and present experiences with them have been amazing. The Ferrer’s are extremely knowledgeable, professional and care about the people they assist on a day to day basis. I highly recommend their services without reservations.
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Nelson Figueroa