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Medicare Supplement Plans

What are Medicare Supplement Plans?

Medicare Supplement Plans, also known as Medigap, are private health insurance policies designed to fill the gaps left by Original Medicare (Part A and Part B). These plans help cover costs like deductibles, copayments, and coinsurance, providing financial protection and peace of mind for beneficiaries.

Unlike Medicare Advantage Plans, Medicare Supplement Plans work alongside Original Medicare, enhancing your coverage without replacing it. With Medigap, you can visit any doctor or healthcare provider that accepts Medicare nationwide.

How Do Medicare Supplement Plans Work?

Medicare Supplement Plans are designed to make Original Medicare coverage more comprehensive by paying for certain costs that Medicare doesn’t cover. They work by reducing or eliminating out-of-pocket expenses when you visit healthcare providers.

Medicare Supplement Plans, or Medigap, work alongside Original Medicare to cover costs Medicare doesn’t. First, Medicare pays its share of approved healthcare services. Then, your Medigap policy covers additional expenses such as copayments, coinsurance, and deductibles. You are only responsible for any remaining costs not covered by Medicare or your plan.

Popular Plans Include:

• Plan G: Offers comprehensive coverage including Part A deductibles but not Part B deductibles.

• Plan N: Provides lower premiums with copayments for doctor and emergency room visits.

Remember,  Medicare Supplement Plans are standardized. This means the coverage is the same regardless of the insurance company offering it.

Benefits of Medicare Supplement Plans

Medicare Supplement Plans offer enhanced protection and flexibility with several key benefits:

  • Predictable Costs: Lower or eliminate copayments, coinsurance, and deductibles for financial peace of mind.
  • Nationwide Coverage: Access any Medicare-approved provider nationwide, without network restrictions.
  • Lifetime Protection: Guaranteed coverage as long as premiums are paid, adapting to your changing needs.
  • Standardized Benefits: Easy plan comparison across insurers to find the best fit.
  • Flexibility & Freedom: Ideal for travelers or those who want provider choice.Medicare Supplement Plans offer enhanced protection and flexibility with several key benefits:

These benefits make Medicare Supplement Plans a reliable and convenient choice for enhancing your Original Medicare coverage.

Schedule a Medicare Supplement Call Today
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Who Should Consider Medicare Supplement Plans?

Medicare Supplement Plans are ideal for those who want more predictable healthcare costs and greater freedom of choice when it comes to providers.

Best For:

• Individuals who frequently visit doctors or specialists.

• Those who travel frequently within the United States and want coverage wherever they go.

• Beneficiaries who prefer the flexibility of visiting any Medicare-accepting provider without network restrictions.

Chris did an amazing job assisting me with my Medicare plans! He was super precise, quick, and so helpful. I really appreciated his support!
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Tina D.

The Sanson insurance company has been my broker for approximately 3-4 years and I have excellent service from them. They have always kept my medical insurance current and they will come to your home if need to. Whenever I contact them, they are available to communicate right away.
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Sun Elias

Sanson Insurance is top of the shelf in what they do. Our past and present experiences with them have been amazing. The Ferrer’s are extremely knowledgeable, professional and care about the people they assist on a day to day basis. I highly recommend their services without reservations.
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Nelson Figueroa